*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#0a1628;--blue:#1a56db;--bl:#3b7ef8;--sky:#e8f0fe;--gold:#c9a84c;--white:#fff;--gray:#f5f7fb;--text:#1a2340;--muted:#5a6580;--bdr:#dde3f0;}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;color:var(--text);background:var(--white);overflow-x:hidden}

/* ── NAV ── */
nav{position:fixed;top:0;left:0;right:0;z-index:200;background:rgba(255,255,255,0.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--bdr);padding:0 5%}
.nav-inner{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;height:68px}
.nl{display:flex;gap:2rem;list-style:none}
.nl a{text-decoration:none;color:var(--muted);font-size:.92rem;font-weight:500;transition:color .2s}
.nl a:hover{color:var(--blue)}
.nr{display:flex;gap:10px;align-items:center}
.btn-ln{background:transparent;color:var(--navy);border:1px solid var(--bdr);padding:8px 20px;border-radius:6px;font-size:.88rem;font-weight:500;cursor:pointer;transition:all .2s;font-family:inherit}
.btn-ln:hover{border-color:var(--blue);color:var(--blue)}
.btn-su{background:var(--blue);color:#fff;border:none;padding:9px 22px;border-radius:6px;font-size:.9rem;font-weight:500;cursor:pointer;font-family:inherit;transition:background .2s}
.btn-su:hover{background:var(--bl)}
.hbg{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none}
.hbg span{width:24px;height:2px;background:var(--navy);border-radius:2px}
.uavt{width:32px;height:32px;background:var(--blue);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;font-size:.8rem;font-weight:600}
.btn-lo{background:none;border:none;color:var(--muted);font-size:.82rem;cursor:pointer;text-decoration:underline;font-family:inherit}

/* ── MODALS ── */
.ov{display:none;position:fixed;inset:0;background:rgba(10,22,40,.78);z-index:999;align-items:center;justify-content:center}
.ov.open{display:flex}
.mb{background:#fff;border-radius:20px;padding:2.5rem;width:100%;max-width:430px;margin:1rem;position:relative;animation:su .3s ease}
@keyframes su{from{transform:translateY(28px);opacity:0}to{transform:none;opacity:1}}
.mc{position:absolute;top:1rem;right:1.2rem;background:none;border:none;font-size:1.5rem;cursor:pointer;color:var(--muted)}
.mtabs{display:flex;margin-bottom:1.8rem;border-bottom:2px solid var(--bdr)}
.mtab{flex:1;padding:.75rem;background:none;border:none;font-size:.94rem;font-weight:500;color:var(--muted);cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-2px;transition:all .2s;font-family:inherit}
.mtab.on{color:var(--blue);border-bottom-color:var(--blue)}
.mttl{font-family:'Playfair Display',serif;font-size:1.4rem;color:var(--navy);margin-bottom:.3rem}
.msub{font-size:.85rem;color:var(--muted);margin-bottom:1.5rem}
.fg{margin-bottom:1rem}
.fg label{display:block;font-size:.83rem;font-weight:500;color:var(--text);margin-bottom:4px}
.fg input{width:100%;padding:10px 14px;border:1px solid var(--bdr);border-radius:8px;font-size:.92rem;color:var(--text);outline:none;transition:border-color .2s;font-family:inherit}
.fg input:focus{border-color:var(--blue)}
.btn-auth{width:100%;background:var(--blue);color:#fff;border:none;padding:12px;border-radius:8px;font-size:.94rem;font-weight:500;cursor:pointer;font-family:inherit;transition:background .2s}
.btn-auth:hover{background:var(--bl)}
.aerr{color:#e24b4a;font-size:.82rem;margin-top:6px;display:none}

/* ── WELCOME POPUP ── */
.wp{display:none;position:fixed;inset:0;background:rgba(10,22,40,.78);z-index:998;align-items:center;justify-content:center}
.wp.open{display:flex}
.wbox{background:#fff;border-radius:20px;padding:2.5rem;width:100%;max-width:460px;margin:1rem;text-align:center;animation:su .3s ease}
.wbox h2{font-family:'Playfair Display',serif;font-size:1.5rem;color:var(--navy);margin:.8rem 0 .5rem}
.wbox p{color:var(--muted);font-size:.9rem;line-height:1.7;margin-bottom:1.4rem}
.tpills{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:1.4rem}
.tpill{background:var(--sky);color:var(--blue);padding:6px 14px;border-radius:100px;font-size:.82rem;font-weight:500}
.btn-go{background:var(--blue);color:#fff;border:none;padding:12px 32px;border-radius:8px;font-size:.93rem;font-weight:500;cursor:pointer;font-family:inherit}

/* ── DASHBOARD ── */
.dash{display:none;padding:90px 5% 60px;background:var(--gray);min-height:100vh}
.dash.open{display:block}
.dh{max-width:1200px;margin:0 auto 2rem}
.dh h2{font-family:'Playfair Display',serif;font-size:1.8rem;color:var(--navy)}
.dh p{color:var(--muted);font-size:.92rem;margin-top:.2rem}
.ttabs{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:2rem;max-width:1200px;margin-left:auto;margin-right:auto}
.ttb{padding:10px 22px;border-radius:8px;border:1px solid var(--bdr);background:#fff;font-size:.88rem;font-weight:500;color:var(--muted);cursor:pointer;transition:all .2s;font-family:inherit}
.ttb.on{background:var(--blue);color:#fff;border-color:var(--blue)}
.tpanel{display:none;max-width:1200px;margin:0 auto}
.tpanel.on{display:block}

/* ── TOOL CARDS ── */
.tc{background:#fff;border:1px solid var(--bdr);border-radius:16px;padding:2rem;margin-bottom:1.5rem}
.tc h3{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--navy);margin-bottom:1.5rem;padding-bottom:1rem;border-bottom:1px solid var(--bdr)}
.g2{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}
.g3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1.2rem}
.g4{display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:1.2rem}
.ig{margin-bottom:.9rem}
.ig label{display:block;font-size:.78rem;font-weight:600;color:var(--muted);margin-bottom:4px;text-transform:uppercase;letter-spacing:.5px}
.ig input,.ig select,.ig textarea{width:100%;padding:9px 13px;border:1px solid var(--bdr);border-radius:8px;font-size:.9rem;color:var(--text);outline:none;transition:border-color .2s;font-family:inherit;background:#fff}
.ig input:focus,.ig select:focus,.ig textarea:focus{border-color:var(--blue)}
.ig textarea{resize:vertical}
.rtog{display:flex;border:1px solid var(--bdr);border-radius:8px;overflow:hidden;margin-bottom:1rem}
.rb{flex:1;padding:9px;background:#fff;border:none;font-size:.85rem;font-weight:500;color:var(--muted);cursor:pointer;transition:all .2s;font-family:inherit}
.rb.on{background:var(--blue);color:#fff}
.cb{background:var(--blue);color:#fff;border:none;padding:11px 26px;border-radius:8px;font-size:.92rem;font-weight:500;cursor:pointer;transition:background .2s;font-family:inherit;margin-top:.5rem}
.cb:hover{background:var(--bl)}
.sec-head{font-size:.75rem;font-weight:700;color:var(--blue);text-transform:uppercase;letter-spacing:1.5px;padding:8px 0 4px;border-bottom:1px solid var(--sky);margin:1rem 0 .8rem;grid-column:1/-1}
.info-box{background:var(--sky);border-radius:8px;padding:.9rem 1.1rem;margin-bottom:1rem;font-size:.83rem;color:#1a56db;font-weight:500}

/* ── TAX RESULTS ── */
.rcmp{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:1.2rem}
.rc{border-radius:12px;padding:1.2rem;text-align:center}
.rc.old{background:#fff8e1;border:1.5px solid #e8c84c}
.rc.new{background:#e8f0fe;border:1.5px solid var(--blue)}
.rctit{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;margin-bottom:.3rem}
.rc.old .rctit{color:#b8860b}.rc.new .rctit{color:var(--blue)}
.rcamt{font-family:'Playfair Display',serif;font-size:1.5rem;font-weight:700}
.rc.old .rcamt{color:#7a5800}.rc.new .rcamt{color:var(--navy)}
.bst{background:#4caf50;color:#fff;font-size:.68rem;padding:2px 8px;border-radius:100px;margin-top:5px;display:inline-block}
.rbox{background:var(--sky);border-radius:12px;padding:1.4rem;margin-top:1rem}
.rbox h4{font-size:.75rem;color:var(--blue);font-weight:700;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:.8rem}
.rr{display:flex;justify-content:space-between;padding:5px 0;border-bottom:1px solid rgba(26,86,219,.09);font-size:.87rem}
.rr:last-child{border:none}
.rr.bold{font-weight:600;color:var(--navy);font-size:.93rem;border-top:2px solid rgba(26,86,219,.2)!important;padding-top:8px;margin-top:4px}
.rr.grn{color:#2e7d32;font-weight:600}
.rr.ind{padding-left:1rem;font-size:.82rem;color:var(--muted)}

/* ── LOGO UPLOAD ── */
.logo-up{border:2px dashed var(--bdr);border-radius:10px;padding:1.2rem;text-align:center;cursor:pointer;transition:border-color .2s;margin-bottom:.9rem;background:#fafafa}
.logo-up:hover{border-color:var(--blue)}
.logo-up input{display:none}
.logo-up-label{font-size:.85rem;color:var(--muted);cursor:pointer}
.logo-preview{max-height:60px;max-width:180px;object-fit:contain;margin-top:.5rem}

/* ── PRINT AREA ── */
.print-area{background:#fff;border:2px solid var(--bdr);border-radius:12px;padding:2rem;margin-top:1.2rem;font-size:.87rem}
.prt-btn{background:var(--navy);color:#fff;border:none;padding:10px 22px;border-radius:8px;font-size:.87rem;cursor:pointer;margin-top:1rem;font-family:inherit;transition:background .2s}
.prt-btn:hover{background:#1a2a50}

/* ── SALARY SLIP PRINT LAYOUT ── */
.slip-wrap{font-family:Arial,sans-serif;font-size:12px;color:#111;background:#fff;max-width:780px}
.slip-header{display:flex;justify-content:space-between;align-items:center;border-bottom:2px solid #0a1628;padding-bottom:12px;margin-bottom:12px}
.slip-org{font-size:16px;font-weight:700;color:#0a1628}
.slip-addr{font-size:10px;color:#555;margin-top:3px}
.slip-title{font-size:11px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#1a56db;background:#e8f0fe;padding:4px 12px;border-radius:100px}
.slip-meta{display:grid;grid-template-columns:1fr 1fr 1fr;gap:4px 12px;margin-bottom:12px;padding:10px;background:#f5f7fb;border-radius:8px}
.slip-meta .mk{color:#666;font-size:10px}
.slip-meta .mv{font-weight:600;color:#0a1628;font-size:11px}
.slip-tbl{width:100%;border-collapse:collapse;margin-bottom:10px}
.slip-tbl th{background:#0a1628;color:#fff;padding:7px 10px;text-align:left;font-size:10px;font-weight:600}
.slip-tbl td{padding:6px 10px;border-bottom:1px solid #e5e5e5;font-size:11px;vertical-align:middle}
.slip-tbl .earn{background:#f9fff9}
.slip-tbl .ded{background:#fff9f9}
.slip-tbl .tot td{background:#e8f0fe;font-weight:700;border-top:2px solid #1a56db}
.slip-net{background:#0a1628;color:#fff;border-radius:8px;padding:12px 16px;display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.slip-net .nl-label{font-size:11px;opacity:.75}
.slip-net .nl-amt{font-size:20px;font-weight:700;color:#c9a84c;font-family:'Playfair Display',Georgia,serif}
.slip-note{font-size:10px;color:#888;text-align:center;margin-bottom:8px}
.slip-sign{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px;margin-top:12px;border-top:1px solid #ddd;padding-top:10px}
.slip-sign .ss{text-align:center;font-size:10px;color:#666}
.slip-sign .ss-line{border-bottom:1px solid #888;width:80%;margin:18px auto 4px}

/* ── INVOICE PRINT LAYOUT ── */
.inv-wrap{font-family:Arial,sans-serif;font-size:12px;color:#111;background:#fff;max-width:780px}
.inv-top{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:3px solid #0a1628;padding-bottom:14px;margin-bottom:14px}
.inv-from-block .company{font-size:15px;font-weight:700;color:#0a1628}
.inv-from-block .addr{font-size:10px;color:#555;margin-top:3px;line-height:1.6;white-space:pre-wrap}
.inv-badge{text-align:right}
.inv-badge .word{font-family:'Playfair Display',Georgia,serif;font-size:28px;font-weight:700;color:#0a1628}
.inv-badge .meta{font-size:10px;color:#555;margin-top:4px;line-height:1.7}
.inv-bill{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-bottom:14px;padding:10px 14px;background:#f5f7fb;border-radius:8px}
.inv-bill .bt{font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#1a56db;margin-bottom:4px}
.inv-bill .bn{font-weight:700;color:#0a1628;font-size:12px}
.inv-bill .ba{font-size:10px;color:#555;margin-top:2px}
.inv-tbl{width:100%;border-collapse:collapse;margin-bottom:10px}
.inv-tbl th{background:#0a1628;color:#fff;padding:7px 10px;text-align:left;font-size:10px;font-weight:600}
.inv-tbl td{padding:7px 10px;border-bottom:1px solid #e5e5e5;font-size:11px}
.inv-tbl .nr{text-align:right}
.inv-tbl tr:last-child td{border-bottom:none}
.inv-totals{display:flex;justify-content:flex-end;margin-bottom:12px}
.inv-tot-inner{width:260px}
.inv-trow{display:flex;justify-content:space-between;padding:4px 0;font-size:11px;border-bottom:1px solid #eee}
.inv-trow:last-child{font-weight:700;font-size:13px;color:#0a1628;border-top:2px solid #0a1628;border-bottom:none;padding-top:6px;margin-top:4px}
.inv-bank{background:#f5f7fb;border-radius:8px;padding:10px 14px;margin-bottom:10px;font-size:10px}
.inv-bank .bt{font-size:9px;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:#1a56db;margin-bottom:5px}
.inv-bank-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px}
.inv-bank .bk{color:#666}.inv-bank .bv{font-weight:600;color:#0a1628}
.inv-footer-bar{display:flex;justify-content:space-between;align-items:flex-end;border-top:1px solid #ddd;padding-top:8px;font-size:10px;color:#888}
.inv-sign-line{border-top:1px solid #888;width:160px;margin-bottom:4px}

/* ── MAIN SITE ── */
/* ── HERO ── */
.hero{min-height:100vh;background:var(--navy);display:flex;align-items:center;position:relative;overflow:hidden;padding:0 5%}
.hero-orb1{position:absolute;top:-160px;right:-120px;width:680px;height:680px;background:radial-gradient(circle at 40% 40%,rgba(26,86,219,.35) 0%,transparent 65%);pointer-events:none;animation:orbFloat 8s ease-in-out infinite alternate}
.hero-orb2{position:absolute;bottom:-180px;left:-80px;width:520px;height:520px;background:radial-gradient(circle,rgba(201,168,76,.13) 0%,transparent 65%);pointer-events:none;animation:orbFloat 11s ease-in-out infinite alternate-reverse}
.hero-orb3{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:900px;height:900px;background:radial-gradient(circle,rgba(26,86,219,.06) 0%,transparent 60%);pointer-events:none}
@keyframes orbFloat{0%{transform:scale(1) translate(0,0)}100%{transform:scale(1.08) translate(20px,15px)}}
.hgrid{position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:70px 70px;pointer-events:none}
.hero-diag{position:absolute;bottom:0;left:0;right:0;height:80px;background:linear-gradient(to bottom right,transparent 49%,var(--gray) 50%);pointer-events:none}
.hi{max-width:1200px;margin:0 auto;width:100%;position:relative;z-index:1;padding-top:80px;display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}
.hi-left{}
.hi-right{display:flex;align-items:center;justify-content:center}
.hero-card-stack{position:relative;width:340px;max-width:100%}
.hc-main{background:linear-gradient(135deg,rgba(255,255,255,.1),rgba(255,255,255,.05));border:1px solid rgba(255,255,255,.15);border-radius:20px;padding:1.8rem;backdrop-filter:blur(12px)}
.hc-tag{font-size:.7rem;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;color:var(--gold);margin-bottom:1rem}
.hc-stat-row{display:flex;gap:1rem;margin-bottom:1rem}
.hc-stat{flex:1;background:rgba(255,255,255,.07);border-radius:10px;padding:.9rem;text-align:center}
.hc-stat-val{font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:700;color:#fff}
.hc-stat-lbl{font-size:.65rem;color:rgba(255,255,255,.5);margin-top:2px;text-transform:uppercase;letter-spacing:.5px}
.hc-divider{height:1px;background:rgba(255,255,255,.1);margin:.8rem 0}
.hc-tools-label{font-size:.7rem;text-transform:uppercase;letter-spacing:1.5px;color:rgba(255,255,255,.4);margin-bottom:.6rem;font-weight:600}
.hc-pills{display:flex;flex-wrap:wrap;gap:6px}
.hc-pill{background:rgba(26,86,219,.25);border:1px solid rgba(26,86,219,.4);color:#93b8ff;padding:4px 10px;border-radius:100px;font-size:.72rem;font-weight:500;cursor:pointer;transition:all .2s}
.hc-pill:hover{background:rgba(26,86,219,.5);color:#fff}
.hc-floating{position:absolute;top:-20px;right:-20px;background:var(--gold);border-radius:14px;padding:.8rem 1.1rem;box-shadow:0 8px 30px rgba(0,0,0,.3);animation:floatBadge 3s ease-in-out infinite}
.hc-floating .hcf-num{font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:700;color:#0a1628}
.hc-floating .hcf-lbl{font-size:.65rem;color:rgba(10,22,40,.7);text-transform:uppercase;letter-spacing:.5px}
.hc-bottom{position:absolute;bottom:-16px;left:20px;background:rgba(46,125,80,1);border-radius:10px;padding:.6rem 1rem;display:flex;align-items:center;gap:8px;box-shadow:0 6px 24px rgba(0,0,0,.25);animation:floatBadge 4s ease-in-out infinite alternate}
.hcb-dot{width:8px;height:8px;background:#4caf50;border-radius:50%;box-shadow:0 0 8px #4caf50}
.hcb-txt{font-size:.75rem;color:#fff;font-weight:500}
@keyframes floatBadge{0%,100%{transform:translateY(0)}50%{transform:translateY(-6px)}}
.hbadge{display:inline-flex;align-items:center;gap:8px;background:rgba(26,86,219,.18);border:1px solid rgba(26,86,219,.35);color:#93b8ff;padding:7px 18px;border-radius:100px;font-size:.82rem;font-weight:500;margin-bottom:2rem;letter-spacing:.3px}
.hbadge::before{content:'';width:7px;height:7px;background:#3b7ef8;border-radius:50%;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
#mainSite h1{font-family:'Playfair Display',serif;font-size:clamp(2.2rem,4vw,3.6rem);font-weight:700;color:#fff;line-height:1.18;margin-bottom:1.4rem;max-width:600px}
#mainSite h1 em{font-style:normal;color:var(--gold);display:inline-block}
.hsub{font-size:1rem;color:rgba(255,255,255,.62);line-height:1.8;max-width:500px;margin-bottom:2.5rem}
.hbtns{display:flex;gap:1rem;flex-wrap:wrap}
.btp{background:linear-gradient(135deg,#1a56db,#2563eb);color:#fff;padding:14px 32px;border-radius:10px;font-size:.95rem;font-weight:600;text-decoration:none;transition:all .25s;border:none;cursor:pointer;font-family:inherit;box-shadow:0 4px 20px rgba(26,86,219,.4);letter-spacing:.2px}
.btp:hover{background:linear-gradient(135deg,#1e60e8,#3b7ef8);transform:translateY(-2px);box-shadow:0 8px 30px rgba(26,86,219,.5)}
.bto{background:transparent;color:rgba(255,255,255,.88);padding:14px 32px;border-radius:10px;font-size:.95rem;font-weight:500;text-decoration:none;border:1px solid rgba(255,255,255,.25);transition:all .25s;display:inline-flex;align-items:center;gap:6px}
.bto:hover{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.4)}
.hstats{display:flex;gap:2.5rem;margin-top:3.5rem;padding-top:2.5rem;border-top:1px solid rgba(255,255,255,.09);flex-wrap:wrap}
.hstat-item{position:relative}
.hstat-item:not(:last-child)::after{content:'';position:absolute;right:-1.25rem;top:0;bottom:0;width:1px;background:rgba(255,255,255,.1)}
.snum{font-family:'Playfair Display',serif;font-size:2rem;font-weight:700;color:#fff;line-height:1}
.snum span{color:var(--gold)}
.slbl{font-size:.8rem;color:rgba(255,255,255,.45);margin-top:4px}

/* ── TRUST BAR ── */
.tbar{background:#fff;padding:1.4rem 5%;border-bottom:1px solid var(--bdr);box-shadow:0 2px 12px rgba(10,22,40,.06)}
.tbar-in{max-width:1200px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:0;flex-wrap:wrap}
.ti{display:flex;align-items:center;gap:8px;font-size:.84rem;color:var(--muted);font-weight:500;padding:.5rem 2rem;border-right:1px solid var(--bdr)}
.ti:last-child{border-right:none}
.ti svg{width:17px;height:17px;color:var(--blue)}
.ti-label{color:var(--navy);font-weight:600}

/* ── SECTIONS ── */
#mainSite section{padding:100px 5%}
.si{max-width:1200px;margin:0 auto}
.sl{font-size:.72rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--blue);margin-bottom:.7rem;display:inline-flex;align-items:center;gap:6px}
.sl::before{content:'';width:20px;height:2px;background:var(--blue);border-radius:2px}
.st{font-family:'Playfair Display',serif;font-size:clamp(1.9rem,3.5vw,2.8rem);font-weight:700;color:var(--navy);line-height:1.2;margin-bottom:1rem}
.ss{font-size:1rem;color:var(--muted);line-height:1.85;max-width:560px}
.sbg{background:linear-gradient(180deg,#f0f4fb 0%,#f8fafe 100%)}

/* ── SERVICE CARDS ── */
.sgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.4rem;margin-top:3rem}
.scard{background:#fff;border:1px solid var(--bdr);border-radius:16px;padding:2rem;transition:all .3s;position:relative;overflow:hidden;cursor:pointer}
.scard::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(26,86,219,.04),transparent);opacity:0;transition:opacity .3s}
.scard:hover{box-shadow:0 16px 48px rgba(26,86,219,.13);transform:translateY(-5px);border-color:rgba(26,86,219,.25)}
.scard:hover::after{opacity:1}
.scard-top-accent{position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--blue),#60a5fa);transform:scaleX(0);transform-origin:left;transition:transform .35s}
.scard:hover .scard-top-accent{transform:scaleX(1)}
.sico{width:52px;height:52px;background:linear-gradient(135deg,var(--sky),rgba(26,86,219,.08));border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:1.3rem;border:1px solid rgba(26,86,219,.1)}
.sico svg{width:24px;height:24px;color:var(--blue)}
.stitle{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--navy);margin-bottom:.5rem}
.sdesc{font-size:.88rem;color:var(--muted);line-height:1.75}
.stag{display:inline-block;margin-top:.9rem;font-size:.7rem;font-weight:700;padding:4px 12px;border-radius:100px}
.stag-free{background:#e8f5e9;color:#2e7d32}
.stag-pro{background:linear-gradient(135deg,#fff8e1,#ffefc2);color:#8a6500;border:1px solid #f0d060}

/* ── WHY US ── */
.wg{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;margin-top:3rem}
.wl{display:flex;flex-direction:column;gap:1.6rem}
.wi{display:flex;gap:1.1rem;align-items:flex-start}
.wn{min-width:38px;height:38px;background:linear-gradient(135deg,var(--blue),#3b7ef8);color:#fff;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700;box-shadow:0 4px 12px rgba(26,86,219,.3)}
.wt h4{font-weight:700;color:var(--navy);margin-bottom:3px;font-size:.96rem}
.wt p{font-size:.87rem;color:var(--muted);line-height:1.65}
.wvis{background:linear-gradient(135deg,#0a1628 0%,#0f2040 100%);border-radius:24px;padding:2.5rem;position:relative;overflow:hidden;box-shadow:0 24px 60px rgba(10,22,40,.35)}
.wvis::before{content:'';position:absolute;top:-80px;right:-80px;width:280px;height:280px;background:radial-gradient(circle,rgba(26,86,219,.45),transparent 70%)}
.wvis::after{content:'';position:absolute;bottom:-60px;left:-60px;width:200px;height:200px;background:radial-gradient(circle,rgba(201,168,76,.15),transparent 70%)}
.kg{display:grid;grid-template-columns:1fr 1fr;gap:1rem;position:relative;z-index:1}
.kc{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:1.4rem;transition:all .25s;cursor:default}
.kc:hover{background:rgba(255,255,255,.1);transform:scale(1.02)}
.kv{font-family:'Playfair Display',serif;font-size:2rem;font-weight:700;color:#fff}
.kv span{color:var(--gold)}
.kl{font-size:.75rem;color:rgba(255,255,255,.45);margin-top:3px;text-transform:uppercase;letter-spacing:.5px}
.wvis-quote{margin-top:1.5rem;padding:1.3rem 1.4rem;background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.22);border-radius:12px;position:relative;z-index:1}
.wvis-quote::before{content:'\201C';position:absolute;top:-8px;left:14px;font-family:'Playfair Display',serif;font-size:3rem;color:var(--gold);opacity:.5;line-height:1}
.wvis-quote p{font-size:.87rem;color:rgba(255,255,255,.78);line-height:1.7;margin-bottom:.5rem}
.wvis-quote cite{font-size:.75rem;color:var(--gold);font-weight:600;font-style:normal}

/* ── PROCESS ── */
.pbg{background:linear-gradient(180deg,#f0f4fb 0%,#fff 100%)}
.psteps{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:0;margin-top:3.5rem;position:relative}
.psteps::before{content:'';position:absolute;top:34px;left:12%;right:12%;height:2px;background:linear-gradient(90deg,var(--blue),rgba(26,86,219,.2));z-index:0}
.pstep{text-align:center;padding:0 1.2rem;position:relative;z-index:1}
.psn{width:68px;height:68px;background:linear-gradient(135deg,var(--blue),#3b7ef8);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:700;color:#fff;margin:0 auto 1.4rem;border:4px solid #fff;box-shadow:0 6px 24px rgba(26,86,219,.3)}
.pst{font-weight:700;color:var(--navy);margin-bottom:.5rem;font-size:1rem}
.psd{font-size:.84rem;color:var(--muted);line-height:1.65}

/* ── TESTIMONIALS ── */
.tgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:1.5rem;margin-top:3rem}
.tcard{background:#fff;border:1px solid var(--bdr);border-radius:18px;padding:2rem;transition:all .3s;position:relative;overflow:hidden}
.tcard::before{content:'\201C';position:absolute;top:12px;right:20px;font-family:'Playfair Display',serif;font-size:5rem;color:var(--sky);line-height:1;pointer-events:none}
.tcard:hover{box-shadow:0 12px 40px rgba(26,86,219,.1);transform:translateY(-3px)}
.tstars{color:var(--gold);font-size:.95rem;margin-bottom:1rem;letter-spacing:3px}
.ttxt{font-size:.9rem;color:var(--text);line-height:1.8;margin-bottom:1.4rem;position:relative;z-index:1}
.tau{display:flex;align-items:center;gap:12px}
.tav{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--blue),#3b7ef8);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.85rem;color:#fff;box-shadow:0 4px 12px rgba(26,86,219,.25)}
.tnm{font-weight:700;font-size:.9rem;color:var(--navy)}
.trl{font-size:.76rem;color:var(--muted);margin-top:1px}

/* ── CTA ── */
.ctas{background:linear-gradient(135deg,#071020 0%,#0a1628 50%,#0d1f42 100%);text-align:center;padding:100px 5%;position:relative;overflow:hidden}
.ctas::before{content:'';position:absolute;top:-200px;left:50%;transform:translateX(-50%);width:800px;height:600px;background:radial-gradient(circle,rgba(26,86,219,.2) 0%,transparent 65%);pointer-events:none}
.ctas h2{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);color:#fff;margin-bottom:1rem;position:relative;z-index:1}
.ctas p{color:rgba(255,255,255,.6);font-size:1rem;margin-bottom:2rem;max-width:500px;margin-left:auto;margin-right:auto;line-height:1.8;position:relative;z-index:1}
.ctas-highlight{display:inline-flex;align-items:center;gap:8px;background:rgba(201,168,76,.15);border:1px solid rgba(201,168,76,.3);color:var(--gold);padding:6px 18px;border-radius:100px;font-size:.82rem;font-weight:600;margin-bottom:1.8rem;position:relative;z-index:1}
.ctac{display:flex;gap:1.5rem;justify-content:center;flex-wrap:wrap;margin-top:3rem;position:relative;z-index:1}
.ctai{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);border-radius:14px;padding:1.3rem 2rem;color:rgba(255,255,255,.82);font-size:.9rem;display:flex;align-items:center;gap:12px;transition:all .25s}
.ctai:hover{background:rgba(255,255,255,.11);border-color:rgba(255,255,255,.22);transform:translateY(-2px)}
.ctai svg{width:18px;height:18px;opacity:.65}
.ctai a{color:rgba(255,255,255,.82);text-decoration:none}
.ctai a:hover{color:#fff}

/* ── FOOTER ── */
footer{background:#04090f;padding:4rem 5% 2rem}
.fi{max-width:1200px;margin:0 auto}
.ft{display:flex;gap:4rem;flex-wrap:wrap;margin-bottom:3rem}
.fb{flex:1.5;min-width:200px}
.fTag{font-size:.84rem;color:rgba(255,255,255,.35);line-height:1.8;margin-top:.8rem;max-width:280px}
.fc h5{font-size:.7rem;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,.3);margin-bottom:1.2rem}
.fc ul{list-style:none;display:flex;flex-direction:column;gap:.7rem}
.fc a{color:rgba(255,255,255,.55);text-decoration:none;font-size:.86rem;transition:color .2s}
.fc a:hover{color:#fff}
.fc li{font-size:.86rem;color:rgba(255,255,255,.45)}
.fbot{border-top:1px solid rgba(255,255,255,.06);padding-top:1.5rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem}
.fcp{font-size:.78rem;color:rgba(255,255,255,.25)}
.fdn{font-size:.78rem;color:var(--blue);font-weight:600}

/* ── ANIMATIONS ── */
.fu{opacity:0;transform:translateY(28px);transition:opacity .65s ease,transform .65s ease}
.fu.vis{opacity:1;transform:none}

/* ── PRICING STRIP ── */
.pricing-strip{background:#fff;padding:70px 5%}
.pricing-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:1.5rem;margin-top:3rem}
.pricing-card{border:1.5px solid var(--bdr);border-radius:18px;padding:2rem;position:relative;transition:all .3s}
.pricing-card.popular{border-color:var(--blue);box-shadow:0 0 0 4px rgba(26,86,219,.08)}
.pricing-card:hover{transform:translateY(-4px);box-shadow:0 16px 48px rgba(26,86,219,.12)}
.pc-badge{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:linear-gradient(135deg,var(--blue),#3b7ef8);color:#fff;font-size:.68rem;font-weight:700;padding:4px 14px;border-radius:100px;letter-spacing:1px;text-transform:uppercase;white-space:nowrap}
.pc-name{font-family:'Playfair Display',serif;font-size:1.2rem;font-weight:700;color:var(--navy);margin-bottom:.4rem}
.pc-desc{font-size:.82rem;color:var(--muted);margin-bottom:1.4rem;line-height:1.6}
.pc-price{font-family:'Playfair Display',serif;font-size:2rem;font-weight:700;color:var(--navy)}
.pc-price span{font-size:.85rem;font-weight:400;color:var(--muted)}
.pc-features{margin-top:1.4rem;display:flex;flex-direction:column;gap:.7rem}
.pc-feat{display:flex;align-items:flex-start;gap:8px;font-size:.85rem;color:var(--text)}
.pc-feat::before{content:'✓';color:var(--blue);font-weight:700;flex-shrink:0}
.pc-cta{display:block;text-align:center;margin-top:1.6rem;padding:11px;border-radius:9px;font-size:.9rem;font-weight:600;cursor:pointer;transition:all .25s;border:none;font-family:inherit;text-decoration:none}
.pc-cta-outline{background:transparent;border:2px solid var(--blue);color:var(--blue)}
.pc-cta-outline:hover{background:var(--blue);color:#fff}
.pc-cta-filled{background:linear-gradient(135deg,var(--blue),#3b7ef8);color:#fff;box-shadow:0 4px 16px rgba(26,86,219,.3)}
.pc-cta-filled:hover{box-shadow:0 6px 24px rgba(26,86,219,.45);transform:translateY(-1px)}

@media(max-width:768px){
  .loan-type-grid{grid-template-columns:1fr}
  .loan-summary-grid{grid-template-columns:1fr}
  .bk-stats{grid-template-columns:1fr 1fr}
  .ttabs{overflow-x:auto;flex-wrap:nowrap;padding-bottom:4px}
  .ttb{white-space:nowrap;flex-shrink:0}
  .emi-amt{font-size:2rem}
  .bk-filter-row{flex-direction:column;align-items:stretch}
}
@media(max-width:480px){
  .bk-stats{grid-template-columns:1fr}
  .loan-type-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:900px){
  .hi{grid-template-columns:1fr;gap:3rem}
  .hi-right{display:none}
  .hstat-item::after{display:none}
}
@media(max-width:768px){
  .nl,.btn-su{display:none}.hbg{display:flex}
  .wg,.g2,.g3,.g4,.rcmp,.inv-bank-grid,.slip-sign{grid-template-columns:1fr}
  .hstats{gap:1.5rem}.ft{flex-direction:column;gap:2rem}
  .fbot{flex-direction:column;text-align:center}
  .inv-top,.inv-bill{flex-direction:column;display:flex}
  .tbar-in{gap:0;flex-wrap:wrap}
  .ti{padding:.5rem 1rem;border-right:none;border-bottom:1px solid var(--bdr)}
  .ti:last-child{border-bottom:none}
  .pricing-grid{grid-template-columns:1fr}
  .hstats{gap:1.5rem}
}
@media print{
  nav,footer,.ttabs,.cb,.prt-btn,.logo-up,.dash .dh,
  .ig,.g2,.g3,.g4,.ig label,.rtog,
  #taxPanel,#salaryPanel .tc:first-child,#invoicePanel .tc:first-child,
  .tpanel > .tc:first-child{display:none!important}
  body{background:#fff!important}
  .dash{padding:0!important;background:#fff!important}
  .tpanel{max-width:100%!important;margin:0!important}
  .print-area{border:none!important;padding:0!important;margin:0!important;border-radius:0!important}
  .slip-wrap,.inv-wrap{max-width:100%}
  @page{margin:1.5cm}
}
/* ── LOAN CALCULATOR STYLES ── */
.loan-type-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:1.5rem}
.loan-type-btn{padding:1.2rem;border:2px solid var(--bdr);border-radius:12px;background:#fff;cursor:pointer;text-align:center;transition:all .25s;font-family:inherit}
.loan-type-btn:hover{border-color:var(--blue);background:var(--sky)}
.loan-type-btn.active{border-color:var(--blue);background:var(--sky)}
.loan-type-btn .ltico{font-size:1.8rem;display:block;margin-bottom:.3rem}
.loan-type-btn .lttit{font-size:.85rem;font-weight:600;color:var(--navy)}
.loan-type-btn .ltsub{font-size:.72rem;color:var(--muted);margin-top:2px}
.emi-hero{background:linear-gradient(135deg,#0a1628 0%,#1a56db 100%);border-radius:16px;padding:2rem;color:#fff;text-align:center;margin-bottom:1.5rem}
.emi-hero .emi-label{font-size:.75rem;letter-spacing:1.5px;text-transform:uppercase;opacity:.7;margin-bottom:.3rem}
.emi-hero .emi-amt{font-family:'Playfair Display',serif;font-size:2.8rem;font-weight:700;color:#fff}
.emi-hero .emi-sub{font-size:.82rem;opacity:.65;margin-top:.3rem}
.loan-summary-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:1.5rem}
.loan-sum-card{background:var(--sky);border-radius:12px;padding:1.2rem;text-align:center}
.loan-sum-card .lsc-label{font-size:.7rem;font-weight:600;text-transform:uppercase;letter-spacing:1px;color:var(--blue);margin-bottom:.3rem}
.loan-sum-card .lsc-val{font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:700;color:var(--navy)}
.amort-table{width:100%;border-collapse:collapse;font-size:.82rem}
.amort-table th{background:var(--navy);color:#fff;padding:9px 12px;text-align:left;font-size:.72rem;text-transform:uppercase;letter-spacing:.5px}
.amort-table td{padding:8px 12px;border-bottom:1px solid var(--bdr)}
.amort-table tr:hover td{background:var(--sky)}
.amort-table tr.yearly td{background:#fff8e1;font-weight:600}
.amort-scroll{max-height:380px;overflow-y:auto;border-radius:10px;border:1px solid var(--bdr);margin-top:1rem}
.chart-wrap{position:relative;margin:1.2rem 0}
.pie-legend{display:flex;gap:1.5rem;justify-content:center;flex-wrap:wrap;margin-top:.8rem}
.pie-leg-item{display:flex;align-items:center;gap:6px;font-size:.82rem;color:var(--muted)}
.pie-leg-dot{width:12px;height:12px;border-radius:3px;flex-shrink:0}

/* ── BOOKKEEPING STYLES ── */
.bk-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:1.5rem}
.bk-tab{padding:8px 18px;border-radius:8px;border:1px solid var(--bdr);background:#fff;font-size:.85rem;font-weight:500;color:var(--muted);cursor:pointer;transition:all .2s;font-family:inherit}
.bk-tab.on{background:var(--blue);color:#fff;border-color:var(--blue)}
.bk-panel{display:none}.bk-panel.on{display:block}
.bk-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-bottom:1.5rem}
.bk-stat{background:#fff;border:1px solid var(--bdr);border-radius:12px;padding:1.2rem}
.bk-stat.income{border-left:3px solid #2e7d32}
.bk-stat.expense{border-left:3px solid #c62828}
.bk-stat.profit{border-left:3px solid var(--blue)}
.bk-stat.balance{border-left:3px solid var(--gold)}
.bk-stat-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);margin-bottom:.3rem}
.bk-stat-val{font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:700;color:var(--navy)}
.bk-stat-sub{font-size:.75rem;color:var(--muted);margin-top:2px}
.txn-form{background:var(--sky);border-radius:12px;padding:1.4rem;margin-bottom:1.5rem}
.txn-form h4{font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--blue);margin-bottom:1rem}
.txn-table{width:100%;border-collapse:collapse;font-size:.85rem}
.txn-table th{background:var(--navy);color:#fff;padding:10px 14px;text-align:left;font-size:.73rem;text-transform:uppercase;letter-spacing:.5px}
.txn-table td{padding:10px 14px;border-bottom:1px solid var(--bdr);vertical-align:middle}
.txn-table tr:last-child td{border-bottom:none}
.txn-table tr:hover td{background:#fafbff}
.badge-income{background:#e8f5e9;color:#2e7d32;padding:2px 10px;border-radius:100px;font-size:.72rem;font-weight:600}
.badge-expense{background:#ffebee;color:#c62828;padding:2px 10px;border-radius:100px;font-size:.72rem;font-weight:600}
.del-btn{background:#fff5f5;border:1px solid #ffcdd2;color:#c62828;padding:4px 10px;border-radius:6px;font-size:.75rem;cursor:pointer;font-family:inherit;transition:all .2s}
.del-btn:hover{background:#ffcdd2}
.category-badge{background:var(--sky);color:var(--blue);padding:2px 8px;border-radius:100px;font-size:.72rem;font-weight:500}
.ledger-row{display:flex;justify-content:space-between;padding:8px 0;border-bottom:1px solid var(--bdr);font-size:.87rem}
.ledger-row:last-child{border:none}
.ledger-row.total{font-weight:700;color:var(--navy);border-top:2px solid var(--bdr);padding-top:10px;margin-top:4px}
.pl-section{margin-bottom:1.2rem}
.pl-section h5{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--blue);margin-bottom:.6rem;padding-bottom:.4rem;border-bottom:1px solid var(--sky)}
.empty-state{text-align:center;padding:3rem 1rem;color:var(--muted);font-size:.9rem}
.empty-state .es-ico{font-size:2.5rem;margin-bottom:.5rem}
.bk-filter-row{display:flex;gap:10px;align-items:center;flex-wrap:wrap;margin-bottom:1rem}
.bk-filter-row select,.bk-filter-row input{padding:7px 11px;border:1px solid var(--bdr);border-radius:7px;font-size:.83rem;color:var(--text);font-family:inherit;background:#fff;outline:none}
.bk-filter-row select:focus,.bk-filter-row input:focus{border-color:var(--blue)}
.export-btn{background:#fff;border:1px solid var(--bdr);color:var(--navy);padding:8px 16px;border-radius:7px;font-size:.83rem;cursor:pointer;font-family:inherit;transition:all .2s}
.export-btn:hover{border-color:var(--blue);color:var(--blue)}

/* ── LOGIN BENEFITS BANNER ── */
.login-benefits{background:linear-gradient(135deg,#0a1628,#1a3a6b);border-radius:14px;padding:1.5rem 2rem;margin-bottom:1.5rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.lb-text h4{font-family:'Playfair Display',serif;font-size:1rem;color:#fff;margin-bottom:.3rem}
.lb-text p{font-size:.82rem;color:rgba(255,255,255,.65);line-height:1.6}
.lb-pills{display:flex;gap:8px;flex-wrap:wrap;margin-top:.6rem}
.lb-pill{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.85);padding:4px 12px;border-radius:100px;font-size:.75rem}
.btn-lb{background:var(--gold);color:#0a1628;border:none;padding:10px 22px;border-radius:8px;font-size:.87rem;font-weight:600;cursor:pointer;font-family:inherit;white-space:nowrap;transition:all .2s}
.btn-lb:hover{background:#b8963c}